Transform Your Kitchen Vision into Reality
Simplify the Process with Our Financing Plans
Achieve Your Perfect Cabinet Now, Pay Later
Elite Cabinet Store partners with PayPal for convenient and budget-friendly financing options on your purchase.
PayPal Credit
Overview
A revolving credit line that allows users to make purchases and pay them off over time.
Interest-Free Financing:
No interest on purchases of $99 or more if paid in full within 6 months.
Annual Percentage Rate (APR):
Standard APR is applied after the promotional period (often around 23.99%).
Credit Approval:
Subject to credit approval.
Usage:
Available for purchases with merchants that accept PayPal.
Pay in 4
Overview
A “buy now, pay later” option that splits the purchase amount into four equal, interest-free payments.
Payment Structure:
- First payment due at the time of purchase.
- Remaining three payments automatically deducted every two weeks.
Eligibility:
Available for eligible purchases between $30 and $1,500.
No Fees:
No interest or fees if payments are made on time.
Credit Check:
Does not require a hard credit check.
Pay Monthly
Overview
Allows consumers to split larger purchases into monthly installments over a period of time.
Flexible Terms:
Consumers can select repayment terms such as 6, 12, or 24 months.
Interest Rate:
Interest rates vary depending on creditworthiness (APR typically ranges between 9.99% and 29.99%).
Credit Approval:
Requires a soft credit check to determine eligibility.
Payment Transparency:
Clear overview of total cost, interest, and monthly payments before purchase confirmation.
PayPal Personal Loans
Overview
Fixed-rate personal loans available for larger purchases or debt consolidation.
Loan Amounts:
Loan amounts range from $5,000 to $40,000.
Terms:
Terms typically range from 6 to 60 months, depending on the loan size.
Fixed Interest Rate:
Interest rates vary based on creditworthiness.
Application Process:
Requires a hard credit check and loan approval.
Why Choose PayPal Financing?
Transparency in Terms and Conditions
- Clear monthly payments
- No hidden fees
- Full terms displayed at checkout
Flexible Payment Plans
- Pay in 4 (0% interest)
- Pay Monthly with soft credit check
- Options that fit any budget
No Credit Impact (Pay in 4)
- No hard inquiry
- Perfect for quick approvals
- Without affecting your score
Buyer Protection Included
- Covered if your product doesn’t arrive
- Covered if your product isn’t as described
- Easy dispute resolution
Backed by a Trusted Provider
- Millions of users worldwide
- Secure payments and dedicated support
Fast & Easy Approval
- Instant decisions
- Use your existing PayPal account
More Financial Control
- Pay early anytime
- Manage payments in the PayPal app
Credit-Building Opportunity
- PayPal Credit helps build positive payment history